These guides cover finding affordable housing in Detroit. Start with low-income apartments in Detroit, then read the Michigan buyer guide if you want to own.
In Detroit, the Detroit Housing Commission runs public housing and Section 8 vouchers. As of October 5, 2026, its public housing and voucher waitlists were closed, but it listed waitlists as open for rent help tied to one building, at 42 properties. The federal housing department's 2026 very low income limit is $36,700 for one person.
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The Michigan State Housing Development Authority (MSHDA), the state housing agency, offers the MI Home Loan, with a 640 credit score minimum, county income limits and a $566,355 price limit. Its MI 10K Down Payment Assistance loan gives up to $10,000, interest free, and needs a home buyer class. Detroit adds a grant of up to $25,000.
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