Fair Shot Housing

North Carolina affordable housing guides

See open listings in North Carolina
  • Buying a home

    North Carolina first-time home buyer programs: down payment help

    The North Carolina Housing Finance Agency (NCHFA) offers the NC Home Advantage Mortgage through participating lenders, with a down payment loan of up to 3% of the mortgage, or $15,000 for first-time buyers and veterans. You need a 640 credit score and income under the limits. Keep the home 15 years and you never repay the down payment loan.

    6 min read

  • ApplyingCharlotte, North Carolina

    Income-based apartments in Charlotte: how to find and apply

    In Charlotte, many income-based apartments are run by Inlivian, the city's housing office. Each of its communities keeps its own waitlist, which you join in Inlivian's Applicant Portal. Inlivian asks for proof of six months of full-time work, and adults under 62 who aren't disabled must keep working at least 20 hours a week.

    6 min read