Fair Shot Housing

Guides to affordable housing

Answers about income limits, lotteries, waitlists, Section 8 and how to apply. Every guide cites its sources and shows the day we last checked it.

9 guides tagged "Income limits". Show all guides

  • Applying

    Low-income apartments in Baltimore: how to find and apply

    In Baltimore, the Housing Authority of Baltimore City runs public housing and vouchers. As of October 5, 2026, both of its waiting lists and Baltimore County's voucher list were closed. A regional voucher list took applications in May 2026. Income-restricted buildings keep their own lists. The federal housing department's 2026 very low income limit is $46,900 for one person.

    6 min read

  • Basics

    Low-income senior housing: how to find and apply (55+ and 62+)

    Low-income senior housing is rental housing for people 55 or 62 and older under an income limit, such as Section 202 buildings (a federal program for older adults run by HUD, the federal housing department), public housing and income-restricted apartments. You apply to each building or local housing office. As of October 5, 2026, we list 219 open senior listings.

    6 min read

  • Section 8

    HUD fair market rent: how it sets Section 8 rent limits

    A fair market rent is HUD's yearly estimate of what a modest rental costs in an area, by bedroom count, utilities included. Housing authorities set Section 8 payment standards at 90 to 110 percent of it. It is not a cap on what landlords charge, and it is not the rent you pay.

    6 min read

  • Income limits

    Housing help for single mothers: programs, limits, how to apply

    Single mothers apply for the same housing help as any low-income family: Section 8 vouchers, public housing, and income-restricted apartments. Income limits rise with household size, so a mother with two children has a limit about 29% higher than a single adult. As of October 5, 2026, 661 of our 1,035 open rentals list two or more bedrooms.

    7 min read

  • Applying

    Income-based apartments in Charlotte: how to find and apply

    In Charlotte, Inlivian, the city's housing authority, takes applications for income-based apartments community by community. It says applicants need six months of full-time work, and it has a work requirement for adults who are not elderly or disabled. The federal housing department's 2026 very low income limit is $41,100 for one person.

    6 min read

  • Applying

    Income-based apartments in Atlanta: how to find and apply

    In Atlanta, subsidized housing from Atlanta Housing and other housing authorities sets your rent at about 30% of your income. Most tax-credit apartments charge a fixed rent under a cap instead. You apply at each building or waitlist. In 2026, the federal limit for "very low income" is $41,250 for one person.

    6 min read

  • Basics

    What is AMI? Area median income, with real limits by city

    AMI means area median income: the middle income of families in an area, estimated each year by HUD, the federal housing department. Affordable housing sets income limits as a share of it, such as 60% or 80%, adjusted for household size. In New York City, the 60% limit for four people is $101,760.

    5 min read

  • Basics

    What are income-restricted apartments? Who qualifies

    An income-restricted apartment is a rental where a housing program caps both who can live there and what they pay. Your household must earn under a limit set by household size and local median income (the middle income in your area), often 60% of it. The owner can charge only a capped rent, usually far below market.

    7 min read

  • Basics

    How to qualify for affordable housing: income and documents

    To qualify for affordable housing, your household's total gross income, before taxes, must be under a limit that depends on how many people will live in the home. Some programs also set a minimum income, cap your savings and add a student rule. Details change by program and city, so check the one you're applying to.

    6 min read