Illustration
13 Warwick St, Somerville, MA 02144
Five income-restricted homes for sale in Somerville, from studios to 2 bedrooms, for households earning up to 80%, 110% or 140% of the area's median income, depending on the home.
- Type of listing
- For sale
- Price
- $209,855–$346,668
- Deadline
- Dec 9, 2026, 4 pm
- How you get in
- Lottery on Dec 17, 2026
- How to apply
- By mail, in person, by email or by fax
- Listing page
- MyMassHome ↗
Cost and eligibility
| Size | Price The price depends on your income level: up to 80%, 110% or 140% of the area's median income, the middle income where you live. | Homes |
|---|---|---|
| Studio | ||
| Up to 110% of the area's median income | $256,837 | 1 |
| Up to 140% of the area's median income | $325,237 | 1 |
| 1 bedroom | ||
| Up to 80% of the area's median income | $209,855 | 1 |
| 2 bedrooms | ||
| Up to 80% of the area's median income | $247,745 | 1 |
| Up to 110% of the area's median income | $346,668 | 1 |
Asset limit
$105,574, not counting restricted accounts
Other costs
Condo fee: $120–$265 a month, depending on the home.Minimum down payment: 3% of the price.
Criteria
Household size
1 person or more
Open to
First-time home buyers
Income rules
The 110% and 140% homes also have a minimum income: more than the next lower level's limit for your household size.
Income limits
| Household | Up to 80% | Up to 110% | Up to 140% The most your whole household can earn in a year, before taxes. Each column is one income level. Find the row for your household size and see which limits your income is under. |
|---|---|---|---|
| 1 person | $96,000 | $131,978 | $167,972 |
| 2 people | $109,700 | $150,832 | $191,968 |
| 3 people | $123,400 | $169,686 | $215,964 |
| 4 people | $137,100 | $188,540 | $239,960 |
Other rules from the listing
- Must complete a first-time homebuyer course.
- You can't own a home anywhere in the US or abroad.
- Mortgage pre-approval for a 30-year fixed loan must come with the application.
- A household where every adult is a full-time student can't apply.
Who gets priority
- People who live or work full-time in Somerville get priority
- Households with children in Somerville public or charter schools also get priority
- The Somerville group is drawn first, then everyone else
How to apply
By mail
Housing Division
50 Evergreen Avenue
Somerville, MA 02145
50 Evergreen Avenue
Somerville, MA 02145
In person
City Hall Annex, 50 Evergreen Avenue, Somerville, MA 02145
By email
By fax
Info sessions
Open house at 13 Warwick Street: Nov 16, 2026, 6–8 pmOpen house at 13 Warwick Street: Nov 21, 2026, 10 am to 12 pmVirtual office hours on Zoom: every Thursday, 5:30–7:30 pm
Documents you'll need
- Application signed on the last page by every household member 18 or older
- First-time homebuyer course certificate
- Or proof you are enrolled in a class that ends before the lottery
- Mortgage pre-approval letter for a 30-year fixed loan
- With an interest rate
- Valid through the lottery date
- Most recent federal tax returns or an IRS letter of non-filing
- Only if you are drawn first
- Eight most recent consecutive weeks of pay stubs
- Three most recent monthly statements for every asset
Forms
Next steps
- The city contacts the household drawn first within 48 hours to start checking income.
- The household drawn first has 5 business days to send income, asset and preference papers.
- If you qualify, you get a Proceed Letter, then 15 days to inspect the home and sign the purchase and sale agreement.
Contact
Office
Inclusionary Housing
Details
Source
Good to know
Don't tell your landlord you are moving until the city sends a Proceed Letter.Pets are not allowed.The resale price is capped permanently, and future buyers must also qualify.
Last checked
Nov 9, 2026
Map
Other open listings in Somerville
- 8 Melvin St #3Home for sale · Lottery · $489,000 · Apply by Dec 9
- Prospect Union SquareIncome-restricted rental · First come · $2,238 a month · Open now
- Prospect Union Square studiosIncome-restricted rental · First come · Open now
See all 4 open listings in SomervilleSee all open housing lotteries