Illustration
30 Locust Street, Bellingham, MA 02019
Four income-restricted homes for sale in Bellingham, all with 2 bedrooms, for households earning up to 80% of the area's median income.
- Type of listing
- For sale
- Price
- $254,900
- Deadline
- Dec 23, 2026, 11:59 pm
- How you get in
- Lottery on Jan 4, 2027
- How to apply
- By email or by mail
- Listing page
- MyMassHome ↗
Cost and eligibility
| Size | Price This price is for households earning up to 80% of the area's median income, the middle income where you live. | Homes |
|---|---|---|
| 2 bedrooms | $254,900 | 4 |
Asset limit
$75,000
Other costs
Monthly condo fee: $200, adjusted each year; covers landscaping, snow removal, trash, street upkeep, common areas and reserves.Your own homeowner's insurance.Property tax rate: $12.55 each.
Criteria
Open to
First-time home buyers
Residency
Live in the home as your main home; renting it out is not allowed
Income limits
| Household | Maximum income The most your whole household can earn in a year, before taxes. |
|---|---|
| 1 person | $96,000 |
| 2 people | $109,700 |
| 3 people | $123,400 |
| 4 people | $137,100 |
Other rules from the listing
- Must have a mortgage pre-approval letter that covers the home's price.
- Loan must be a 30-year fixed-rate mortgage; FHA and VA loans are not accepted.
- Down payment is at least 3% of the price, and at least half must be your own money.
Who gets priority
- 3 of the 4 homes go first to people with a Bellingham tie, ahead of the open pool
- Local ties: live or work in Bellingham, work for the town or its schools, or have a child in its public schools
- Households with one person per bedroom are offered homes before smaller households
- A first draw adds minority applicants to the local pool until it matches the area's 33.4% share
How to apply
By email
lotteryinfo@ mcohousingservices.comAsk about the lottery.
By mail
MCO Housing Services, LLC
P.O. Box 372
Harvard, MA 01451Ask about the lottery.
P.O. Box 372
Harvard, MA 01451Ask about the lottery.
Info sessions
Nov 23, 2026, 6:30 pm, online by Zoom
Documents you'll need
- Mortgage pre-approval letter
Forms
- Completed, signed and dated lottery application (PDF) ↗ · 18 pages · English
- Bungay Brook- Bellingham Flyer10.21.26 (PDF) ↗ · 1 page
Contact
Details
Run by
Source
Good to know
4 of the 11 affordable homes are open now; the others come in later rounds.Up to 2 pets are allowed; breed restrictions apply.Each home has a 2-car garage.
Last checked
Nov 5, 2026
Map
Other open listings in Bellingham
See all 2 open listings in BellinghamSee all open housing lotteries