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Trailside Condominiums
196 Cooke Ave, Northampton, MA 01060
Home for saleLotteryFirst-time buyers
4 condos for sale in Northampton (2 and 3 bedrooms) at $200,000, chosen by lottery.
Cost
Area median income is the middle income in the area: half of households earn more, and half earn less.
| Size | Price | Minimum income | Income level |
|---|---|---|---|
| 2 bedrooms | $200,000 | $38,000 a year | Up to 60% of the area's median income |
| 3 bedrooms | $200,000 | $38,000 a year | Up to 60% of the area's median income |
Deadline
Apply by
Nov 24
Info sessions
Applicant workshop on Saturday, October 24, 2026 at 10:30 am in the Lilly Library Community Room
Who can apply
Open to
First-time home buyers, earning under the limits below.
Other rules from the listing
Area median income is the middle income in the area: half of households earn more, and half earn less.
- Household income must be at or below 60% of area median income.
- Minimum yearly income: $38,000.
- Asset limit: $75,000.
Income limits
The most your whole household can earn in a year, before taxes. These limits are for the highest income level on the posted chart. Some homes here may have lower limits.
| Household | Maximum income |
|---|---|
| 1 person | $55,238 |
| 2 people | $63,150 |
| 3 people | $71,025 |
| 4 people | $78,900 |
| 5 people | $85,238 |
| 6 people | $91,538 |
Who gets priority
These applicants move up the list.
- Open only to first-time homebuyers
How to apply
Ways to apply
In person
Paper applications available to pick up at the FHHH office (221 Pine St, Suite 159, Florence MA), Northampton City Hall, or the Forbes Library. Mailing address: PO Box 60642, Florence, MA 01062
Documents you'll need
- Copies of 5 most recent consecutive paystubs for each job for each working adult (18+) OR a statement confirming no income
- Signed copies of IRS Federal Tax Return with W-2s and 1099s for the years 2025, 2024, 2023 (federal only
- If not filed, signed letter explaining why)
- Documentation of full-time student status for dependent household members aged 18 to 25
- Documentation of other income (child support, social security, disability, unemployment, etc.): most recent official documentation such as court orders or award letters
- Investment and retirement accounts: complete statements for the most recent 3 months
- Custody and alimony paid to others: court order
- Signed Authorization and release (all household members age 18 and over) and signed Equal Credit Opportunity Act notice
- Reasonable accommodations supporting documentation: letter from physician
Forms
- Paper Application (PDF) ↗ · 20 pages · English
- Solicitud en papel (PDF) ↗ · 20 pages · Spanish
- English Flyer (PDF) ↗ · 1 page · English
- Folleto en español (PDF) ↗ · 1 page · Spanish
What happens next
- 1Attend an applicant workshop if you can; it is strongly encouraged.
Contact
Phone
Office address
FH Habitat, PO Box 60642, Florence, MA 01062 (or the lock box at 221 Pine Street, Room 159, Florence, MA; do not mail to that address)
Details
Good to know
Homes are chosen by lottery.
Source
MyMassHome listing ↗Confirm the details with the building or office before you apply.
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