Harvard, MA
Six income-restricted homes for sale in Harvard, with 2 or 3 bedrooms, for households earning up to 80% of the area's median income.
- Type of listing
- For sale
- Price
- $201,250–$227,250
- Deadline
- Jan 4, 2027, 4:30 pm
- How you get in
- Lottery
- How to apply
- By mail or by email
- Listing page
- mymasshome.org ↗
Cost and eligibility
| Size | Price This price is for households earning up to 80% of the area's median income, the middle income where you live. | Homes |
|---|---|---|
| 2 bedrooms | $201,250 | 3 |
| 3 bedrooms | $227,250 | 3 |
Asset limit
$75,000
Deposit
$1,000 when you pick a unit; it counts toward the 3% down payment
Other costs
Condo fee: $300 each.Estimated property tax: $3,600 each.
Criteria
Open to
First-time home buyers
Income rules
No minimum income, but you need a mortgage pre-approval.
Income limits
| Household | Maximum income The most your whole household can earn in a year, before taxes. These limits are for the listing's highest income level, 80% of the area's median income. Some homes here may have lower limits. |
|---|---|
| 1 person | $74,800 |
| 2 people | $85,450 |
| 3 people | $96,150 |
| 4 people | $106,800 |
| 5 people | $115,350 |
| 6 people | $123,900 |
| 7 people | $132,450 |
| 8 people | $141,000 |
Other rules from the listing
- Mortgage pre-approval must come with the application.
- Down payment of at least 3%, half from your own funds.
Who gets priority
- Local households get priority for 70% of the homes
- Local: you live in Harvard, work for the town or a Harvard business, or have a child in its schools
How to apply
By mail
Chelmsford Housing Authority
10 Wilson Street
Chelmsford, MA 01824Request an application.
10 Wilson Street
Chelmsford, MA 01824Request an application.
By email
lottery@
Info sessions
Dec 3, 2026, 6 pm, Harvard Public Library, 4 Pond Road, Harvard, MA 01451
Documents you'll need
- Copies of your 2025, 2024 and 2023 tax returns with 1099s
- W-2s and schedules
- Copies of the five most recent pay stubs for every working adult in the household
- A current letter from each source of income
- Such as public assistance
- Social Security or pensions
- Showing the gross amount
- Most recent 3 months of full statements for every bank
- Investment
- Life insurance and retirement account
- Mortgage pre-approval and proof of funds for a 3% down payment and closing costs
Forms
Next steps
- Applications that are missing papers go to an incomplete pool and are not entered in the lottery.
- Results are mailed to everyone who applied, so you don't need to attend the lottery.
- Winners reserve a unit with a $1,000 check, then sign the purchase and sale agreement within 7 business days.
- Three weeks before closing, you send your mortgage commitment and signed agreement for a final review.
Contact
Contact person
Christina Andersen
Phone
Details
Good to know
The price is capped each time the home is resold.Pets are allowed.
Last checked
Nov 9, 2026