Fair Shot Housing

Housing for artists: live/work buildings and how to apply

By Fair Shot Housing editorial teamUpdated 6 min read

Summary

Affordable artist housing is income-restricted housing that offers apartments to artists first or asks for a city artist certificate. You still have to earn under the building's income limit. Artspace, a nonprofit that builds much of it, says its interview checks your commitment to your art, not the quality of your work.

In this article
  1. What is affordable artist housing?
  2. Do income limits still apply to artist housing?
  3. How does an artist preference work?
  4. How does Boston's artist certificate work?
  5. Does New York City have an artist preference?
  6. Where can you find artist buildings?
  7. How do you apply for artist housing?
  8. Frequently asked questions
  9. Sources

To get affordable housing for artists, first check that your household's income is under the building's income limit, the most a household can earn and still qualify. Then find out how the building handles artists. Some offer apartments to artists first, after an interview or a look at your work, and some Boston buildings require the city's artist certificate.

What is affordable artist housing?

Affordable artist housing is apartments with lower rents for households under an income limit, where artists get the apartments first. Many are live/work apartments, which have extra space you can use as a studio. Artspace, a nonprofit that builds and runs artist housing, says each of its live/work homes has 100 to 150 square feet of extra space you can use as a studio. Buildings use one of two rules:

  • Artist preference. Anyone who qualifies on income can apply, but artists are offered apartments first. Artspace and some tax-credit buildings, private buildings that get a federal tax break for keeping rents low, work this way.
  • Artist certificate. You must show a city's proof that you are an artist before you can rent. Several Boston buildings require the city's artist certificate.

Do income limits still apply to artist housing?

Yes. Artist housing is income-restricted housing first, so your household must earn under the building's limit before your art counts. Artspace says its homes are for households at or under 80% of the area median income, the middle income for the city or county. Artspace NKB Lofts in Minneapolis, for example, lists rents from $770 to $2,400 a month, depending on the apartment's size and the income it is set for.

A tax-credit building usually sets its apartments at 50% or 60% of the area median income. Under an average-income option in federal tax law, each apartment can instead have its own limit from 20% to 80%. The building's average must then stay at 60% or less. The same law lets these buildings put people "involved in artistic or literary activities" first. To see how those limits work, read how tax credit apartments work.

How does an artist preference work?

An artist preference means artists are offered apartments before other applicants who qualify on income. At Artspace, the process has two steps:

  1. Pre-qualify on income and the building's other rules. Only people who pass go on to the interview.
  2. Meet the Artist Interview Committee. Three to five people, including someone from the owner, interview you and your family and score your answers from 1 to 5. An average of 3 or more earns the artist preference, and those households are offered apartments first. Households below 3 go on a separate list that is offered apartments after them.

The committee doesn't judge your work. It looks at how much you take part in and are committed to your art form, and you don't need to earn your income from art. Artspace counts a wide range of people as artists, from painters, writers, musicians and filmmakers to craftspeople, tattoo artists, hairdressers and chefs who teach or share their craft. Work that is very noisy or uses hazardous materials usually isn't allowed in the apartment.

Other buildings use their own tests. Take Hollywood Arts Collective, a 152-apartment tax-credit building in Los Angeles listed on the city's Access Housing LA site. It counts you as an artist in one of two ways: income from the arts, or a professional commitment to an artistic practice. It fills apartments with artists first and offers any left over to other people who qualify.

How does Boston's artist certificate work?

Boston's Mayor's Office of Arts and Culture gives an Artist Housing Certification, a letter that lets you apply for artist live/work spaces that require it. You still have to meet the building's income and asset limits, the most your savings and property can be worth. Not every artist space in Boston requires the certificate.

Question What the city says
Who can apply Artists 18 or older who show work from the past three years
What you send A resume or curriculum vitae (CV) listing your art from the past three years, dated work samples and one reference letter from a peer or arts professional
How long it lasts Eight years, then you apply again
Review deadlines Every year on February 28, April 30, June 30, August 31, October 31 and December 31
When you hear back No more than 10 weeks after you apply
Automatic approval Certain fellowships and awards from the last three years, such as a Massachusetts Cultural Council Artist Fellowship

If the city turns you down, you can apply again. To hear about openings, the city asks artists to sign up for its arts newsletter and for Metrolist, Boston's housing listings.

Does New York City have an artist preference?

New York City's housing lotteries, random drawings for apartments, have no citywide artist preference. The city housing department's Marketing Handbook, revised in April 2026, lists set-asides for people with disabilities and preferences for neighborhood residents, city employees and city residents. A building's own funding agreement can add other rules.

One artist building in the city is El Barrio's Artspace PS109 in East Harlem, a former school with 89 live/work apartments that the city housing department helped pay for. Artspace runs it with its usual artist interview, so ask its leasing office for the application and the proof of your art it wants. To apply for city lotteries in general, learn how the NYC housing lottery works.

Where can you find artist buildings?

  • Artspace lists every building it runs on its places page, by state. Check each building's page for whether it is taking applications.
  • Chicago: Artspace runs Switching Station Artist Lofts in Garfield Park, with 24 live/work apartments, and Pullman Artspace Lofts.
  • Minneapolis: Artspace NKB Lofts takes applications through its management company, and its page says to apply even if you aren't sure you qualify.
  • San Francisco Bay Area: Artist Space Trust offers lower-cost homes and live/work spaces to Bay Area artists; check its site for homes taking applications.

How do you apply for artist housing?

  1. Check your income against the building's limit. Our qualify check shows which listings fit your household's size and income.
  2. Gather proof of your practice: a resume, dated work samples, a reference letter and any proof of income from your art.
  3. Get the city certificate if the building asks for one, and plan around its review deadlines.
  4. Apply on the building's own page or at its leasing office, before its deadline.
  5. Apply to more than one building. Some artist buildings pick by lottery and others keep a waitlist, a line you join for the next free apartment.

If no artist building fits, other lower-rent housing works the same way without the arts rule. See what you can apply for now in Massachusetts and Los Angeles, or in every state.

This is general information, not financial or legal advice. Artist rules and income limits differ by building and city, so confirm them with the building or city office that runs each listing.

Frequently asked questions

Do you have to be an artist to live in artist housing?

Usually not. Artspace, a nonprofit that builds artist housing, says anyone who qualifies for its affordable apartments may apply, but artists get the apartments first. Some Boston buildings require a city artist certificate, so read each building's rules.

Do you need to earn money from your art?

Not at Artspace, which says applicants don't need to earn their income from their art. Some buildings use income from the arts as one way to qualify, with a second way for artists who show a professional commitment to their practice.

Does artist housing have income limits?

Yes. Artspace says its homes are for households at or under 80% of the area median income, and tax-credit buildings usually set their apartments at 50% or 60%. Each building posts its own chart.

Does New York City's housing lottery have an artist preference?

Not as a citywide rule. The city's lottery handbook lists set-asides for people with disabilities and preferences for neighborhood residents, city employees and city residents. A building's own funding agreement can add others, so ask the building.

What do work samples do?

They show you are actively making art. Artspace's interview committee doesn't judge the quality of your work, and Boston's certificate asks for dated work from the past three years. Work samples don't replace the income check.

Sources

Open listings near you

See open housing lotteries and their deadlinesLook up housing words in the glossary

See what you qualify for

Answer a few questions about your household. We compare your answers with the income limit and rules on each open listing.

More guides

All guides
  • ApplyingMassachusetts

    Massachusetts first-time home buyer programs: who qualifies

    MassHousing makes fixed-rate mortgages through approved lenders and adds a down payment loan of $25,000, or $30,000 with its Workforce Advantage mortgage, for first-time buyers under its income limits. The Massachusetts Housing Partnership's ONE Mortgage needs 3% down and no private mortgage insurance. Both require a homebuyer class.

    7 min read

  • BasicsNew York City

    NYC rent stabilized apartments: how to find one and check it

    A rent stabilized apartment in New York City is a private rental where the yearly rent increase is limited and you have the right to renew your lease. No income limit applies. To check an apartment, search the building in the state's list, then ask the owner for the legal rent in writing.

    6 min read

  • ApplyingNew York

    New York first-time home buyer programs: grants and loans

    New York's main first-time buyer help comes from SONYMA, the State of New York Mortgage Agency, which offers fixed-rate loans and down payment loans through participating lenders. Income and price limits depend on the county. Cities, counties, a federal home loan bank and federal loans add more, and a few below-market homes sell by lottery.

    7 min read